Over the last few years Apple has been rolling out AppleCare+ to more devices and countries. AppleCare+ is more expensive than standard AppleCare but provides the opportunity to get your device repaired when you have an accident, for a much smaller price than normal. And Apple just added this service to Canada, Mexico and much of Europe.
For instance, for a Mac you can get a screen repair for $99 in the United States. You can use this discount twice during the three-year span of AppleCare+. So it acts as a bit of insurance as well as a warranty. Check Apple’s page for details. There is also AppleCare+ for iPhone.