If you are using List view or Column view in the Finder, you can keep the folders on top of the list, above files. Go to Finder, Preferences, Advanced and turn on “Keep Folders on top when sorting by name.”
Folders On Top
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After doing this, with "Finder" still open/active, I would recommend that you go to the "View" menu and select "Show View Options" and make sure that (1) "Arrange By" is set to "None", (2) "Sort By" is set to "Name", and that you click on the "Use as Defaults" button at the bottom.